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KASASA?

03/08/2021

KASASA?

Kasasa is a free checking account that gives customers monthly rewards for doing everything they already may be doing- like swiping their debit card at the grocery store instead of writing a check.

Kasasa offers 2 different types of checking accounts:

  • *Kasasa Cash® is a free checking that offers a substantial interest. Kasasa Cash allows you to get the most out of your money. Kasasa Cash is recommended for customers who will keep a daily balance of more than $3,000 in their checking account.
  • *Kasasa Cash Back® is a free checking account that pays you for using your debit card. Get cash back on everyday debit card purchases. “No points, no category restrictions. Just cash.” Kasasa Cash Back is recommended for customers who will keep a daily balance under $3,000 in their checking account.

Savings account that earns a high interest? We got you. 

  • *Kasasa Saver® is a free account that links to your Kasasa Cash or Cash Back Rewards Checking account. All ATM fee refunds and interest / cash back from either Kasasa Rewards Checking accounts are automatically transferred to the saver account, which earns a high interest.  So kick back, relax, and save the Kasasa® way. 

What are the rewards?

The rewards you get depend on what Kasasa Reward account you choose is right for you. *You MUST enroll and agree to E-statements to receive the FREE account perks. *

Kasasa Cash® Rewards: 

Kasasa Cash Back® Rewards:

How do I get rewards through my Kasasa accounts?

To receive the rewards on either Kasasa reward checking accounts the account holder only needs to satisfy 3 simple steps (“qualifications”). 3 EASY steps that you are probably already doing! 

1. Enroll and agree to receive E-statements.

2. 12 debit card purchases post and settle during each monthly qualification cycle.

3. 1 automatic payment (ACH) or bill pay transaction post and settle during each monthly qualification cycle.

So what's the catch? 

There is none! FNBJ wants our customers to earn these rewards. We understand that some months you may not be able to meet the qualifications to earn rewards. When that happens, do not panic. You will be given another chance the following month to earn the rewards. Remember, we got you!

*Kasasa Cash: *Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by us as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 3.00%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 3.00% to 0.50% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 8/12/2015. Rates and rewards are variable and may change after account is opened at our discretion. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly enrollment in online banking and receipt of electronic statements are conditions of  these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit [1] account per social security number. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.
*Kasasa Cash Back: *Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by us as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $300.00 on debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within thirty (30) calendar days of transaction] for reimbursements of individual ATM fees of $4.99 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened at our discretion.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly enrollment in online banking and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit [1] account per social security number. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.
*Kasasa Saver: *Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by us as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: Kasasa Saver: Balances up to$25,000, receive APY of 1.00%; and balances over$25,000 earn 0.25% interest rate on the portion of balance over$25,000, resulting in a range from 1.00% to 0.40% APY depending on the account’s balance. Kasasa Cash: Balances up to $10,000 receive a non-compounding APY* of 2.96%; and balances over$10,000 earn 0.25% interest rate on the portion of balance over$10,000, resulting in a non-compounding range from 2.96% to 0.50% APY* depending on the account’s balance. Kasasa Cash Back: 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash or Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01%. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield.  APYs accurate as of 8/12/2015. Rates and rewards are variable and may change after account is opened at our discretion. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly enrollment in online banking and receipt of electronic statements are conditions of  these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit [1] account per social security number. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.