Free Kasasa Cash Checking
With Kasasa Cash®, we literally pay you to bank with us. Earn up to a really high 3.00% APY* just for doing simple activities you probably already do.
We’ll also refund your ATM withdrawal fees, nationwide* — so every ATM is your ATM, whether you’re in Jeanerette, Lafayette, or anywhere else. Link your account to a free Kasasa Saver® to make saving easy. Open your accounts online now!
- 3.00% APY* on balances up to $10,000
- 3.00% to 0.50% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren’t met
- Refunds on ATM fees, nationwide (up to $25 monthly)*
- Link to a Kasasa Saver® account to build savings automatically
- No monthly service charge
- No minimum balance to earn rewards
- Online banking & bill pay
- Mobile banking
- Telephone banking
- Account alerts
- MasterCard® debit card
- Unlimited check writing
- $100 minimum deposit to open
Earning Rewards is Easy
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Have at least 1 automatic payment (ACH) debit or bill pay transaction post and settle
That’s it. And remember that even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still completely free — and you’ll still earn our base interest rate. Then you can get right back to earning your full rewards the very next month!
*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by us as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 3.00%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 3.00% to 0.50% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 8/12/2015. Rates and rewards are variable and may change after account is opened at our discretion. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly enrollment in online banking and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit  account per social security number. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.